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PF Calculator

Calculate your EPF contribution instantly — employee PF, employer EPS and EPF split, with the ₹15,000 wage ceiling applied.

EPF / PF Calculator
PF Wage (monthly)₹0
Your PF Contribution (12%, monthly)₹0
Employer EPS Contribution (8.33%, capped)₹0
Employer EPF Contribution (remainder)₹0
Your PF Contribution (annual)₹0
Employer Total Contribution (annual)₹0

Formula: Employee PF = 12% of PF wage. Of the employer's 12%, up to ₹1,250/month goes to EPS and the remainder to EPF. PF wage is capped at ₹15,000/month unless your company voluntarily contributes on full Basic+DA. Estimate only.

Frequently Asked Questions

What is the PF contribution rate in India?

Both employee and employer contribute 12% of PF wage (Basic + DA, capped at ₹15,000/month). Of the employer's 12%, up to ₹1,250/month goes to EPS (Employee Pension Scheme) and the remainder to EPF.

Is PF calculated on Basic salary or Gross salary?

PF is calculated on Basic + Dearness Allowance (DA), not Gross salary. Using Gross salary instead is one of the most common PF calculation errors.

What is the PF wage ceiling?

₹15,000 per month. Even if an employee's actual Basic+DA is higher, PF is calculated on ₹15,000 unless the company voluntarily contributes on the full amount.

What is the EPS cap in PF calculation?

EPS (Employee Pension Scheme) is capped at ₹1,250 per month (8.33% of the ₹15,000 ceiling). Any remainder from the employer's 12% contribution goes to EPF instead.

Want the full Excel formula, worked examples, and ESI calculation alongside PF? Read our PF calculation formula guide.

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